Make money move.

Orum transforms payment technology for businesses, revolutionizing payment speed, certainty, and orchestration through unified API-based solutions.

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What We Do

We transform payment technology for businesses, revolutionizing payment speed, certainty, and orchestration through unified API-based solutions.

Launch fast payments — with bank-rate ACH pricing and expanded processing windows — and verify bank accounts instantly. Plus, orchestrate and optimize payment operations with our custom-built portal and ledger. No costly bank integrations or prolonged compliance. We’ll get you set up in two weeks or less.

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The Solution

We transform payments and account verification so you can grow revenue increase conversion improve profitability

Deliver payments 24/7 with our unique ‘Direct to Fed’ solution

The simplest API for fast, reliable payments gives you access to bank-rate pricing, expanded processing windows, and all major rails, including FedNow, RTP, Same Day ACH, ACH, and Wires. Our Deliver API is built on a direct connection to The Federal Reserve’s payment rails as a service provider.

Verify bank accounts instantly with our innovative technology

Our first-of-its-kind technology instantly verifies account status covering 100% of U.S. bank accounts, ensures the end user has control of the bank account being verified, and validates account ownership via name match. Patent pending.

Orchestrate and optimize payment operations with our custom-built portal and ledger

Our technology orchestrates payments for speed and cost while tracking money movement and verifications in real-time. We make it easy to reconcile balances, troubleshoot customer issues, export reports, cancel payments, search and filter, set user management permissions, and more.

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{
    "transfer_reference_id": "string",
    "amount": 90000,
    "currency": "USD",
    "speed": "asap",
    "source": {
        "account_reference_id": "string",
        "customer_reference_id": "string"
    },
    "destination": {
        "account_reference_id": "string",
        "customer_reference_id": "string"
    }
}

Revolutionize payment speed, certainty, and orchestration.

Fast, reliable payments. Instant bank account verification. Custom-built portal and ledger. Get set up on our modern payment solution in two weeks or less with informed support each step of the way.

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View API Docs