Unlock 60 second payments with a single API.

Orum handles the complexity of payments so you can focus resources on your core product. Provide intelligence-backed payment orchestration and settlement in as fast as 60 seconds.

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What We Do We solve the hardest problems in money movement

Orum unlocks 24/7/365 accelerated payments through our single, unified Momentum API. This means there’s no need to integrate with different payment rails, orchestrate complex multi-rail transfers, or design and maintain payment intelligence.

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The Unlock We'll take on payments so you can improve customer
experience scale your
platform expand your
product offering increase customer
conversion drive
new revenue optimize
cash flow reduce
operating costs

Build for customers, not fraudsters

Don’t let a small percentage of bad actors determine the speed of your overall payment experience. Increase accounts funded by 2x with risk-managed payments that settle fast.
Reduce Payments OpEx

A simple integration for embedded payments that gives you faster settlement, better data, and easy maintenance – meaning you can allocate less resources to payments, and more to your core product.
Scale without limitations

Modernizing money movement will help you drive innovation and competitive differentiation for your business. With our extensive banking network, you’ll get a partner that can support your rapid growth & can handle any volume of transactions or transaction size.

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{
    "transfer_reference_id": "string",
    "amount": 90000,
    "currency": "USD",
    "speed": "asap",
    "source": {
        "account_reference_id": "string",
        "customer_reference_id": "string"
    },
    "destination": {
            "account_reference_id": "string",
            "customer_reference_id": "string"
    }
}

Simple API

Our customers no longer need to think about payment rails.

With our simple, unified API, you simply specify the ideal payment speed then leave the rest to us.

Want to see for yourself?

Learn more about our API Documentation

Use Cases

We manage the risk of an accelerated onramp of fiat to crypto for your traders so they can catch the fast moving market. Round out their experience with an offramp to fiat that’s just as fast.
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Build loyalty and trade volume by offering the ability for your customers to quickly pull funds out when needed, and assuring they never miss a trade again with funding that's just as fast.
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Acquire and retain customers by offering claim payouts that hit their accounts quickly when they need their money the most.
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Reduce drop-off in the account opening experience with accelerated account funding, so your customers can start seeing the benefits of your platform instantly.
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Attract workers by increasing predictability of wages, and decreasing time until workers receive their money with instant payouts for the gig, freelance, and creator economies.
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Reduce return risk on loan repayment with intelligence-approved transfers, all while giving your borrowers money when they need it with instant payouts.
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