The simplest API for fast, reliable payments

One solution to access RTP, FedNow, Same Day ACH, ACH, Wires, and more.

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What We Do We solve your hardest money-movement problems

Implement 24/7/365 instant payouts into your tech stack via our single, easy-to-integrate API. Access all major rails without costly bank integrations or prolonged compliance in one sprint or less.

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The Solution We'll take on payments so you can Improve customer
experience Increase customer
conversion Reduce operating
costs Drive new
revenue

Implement payments in one sprint, or less

Save money by avoiding engineering and operating costs - and enjoy informed partner support each step of the way.
Launch new payout experiences to attract and monetize more customers

Satisfy on-demand customer expectations by providing users with real-time access to their money.
Grow without limitations

As your business grows, benefit from our API’s flexibility to meet your business’ changing needs. Be the first to access new rails and tools as soon as they become available.

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{
    "transfer_reference_id": "string",
    "amount": 90000,
    "currency": "USD",
    "speed": "asap",
    "source": {
        "account_reference_id": "string",
        "customer_reference_id": "string"
    },
    "destination": {
            "account_reference_id": "string",
            "customer_reference_id": "string"
    }
}

Simple API

Our single, easy-to-implement API streamlines moving money in real time - simply specify the ideal payment speed then leave the rest to us.

See API Docs Ready to move

Use Cases

Build trust and loyalty by ensuring your customers never have to worry about accessing their cash instantly.
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Acquire and retain customers by offering claim payouts that hit their account in seconds when they need the money the most.
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Power your creator platform with Orum’s unparalleled creator payment solution.
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Say goodbye to slow and unreliable payouts for your marketplace with Orum’s easy-to-integrate marketplace payout solution.
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