We believe that by giving people the confidence to instantly access their money, we can bring financial opportunity to all, not just the few.
About Us Our vision is to power a better financial system where everyone has the freedom to build to their potential.
Our work is remote, not distant.
We believe that being a remote-first organization allows us to build a multidimensional team composed of diverse backgrounds and skill sets.

“Letting you work remotely and investing in remote work are two different things -- we believe a consistent, long-term remote work strategy is the best way to support a truly diverse team."Stephany Kirkpatrick Founder & CEO
We invest in growing our talent – not office space
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Remote Office Supplies Stipend
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Annual Full Company Offsites
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Quarterly Health and Wellness Stipend
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Meeting-Free, Deep-Work Days
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Biweekly Expensed Lunch Events
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Subsidized Membership to Co-Working Spaces


















Our Leadership We solve the hardest problems in money movement so that you can unleash new possibilities today.

As the daughter of an immigrant, I dedicated my career to thinking about how to help those that have less, have more. At Orum, we’re focused on making money move in real-time, all the time, in all directions.Stephany Kirkpatrick Founder & CEO
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Our culture of customer obsession is the ultimate reward because it means being able to help other businesses build better products for their customers. I love seeing how our infrastructure to move money in real-time can be used to create trust with end-users, and how the immediate access to money creates opportunities for American households of all income levels.Stephany Kirkpatrick Founder & CEO

Orum is remote-first which I view as one of our biggest assets, it has meant we have been able to recruit the very best talent in payments across the country, wherever they may be.Sarah Flaherty VP, People

What I love about Orum is our values and how they seep into all aspects of the work. My favorite is, 'Owners get things done, done, done." At other startups, that might mean working outrageous hours. We put in the time, but it's because everyone feels empowered to take ownership of their projects. It's such a culture shift. Our tooling allows the team to iterate quickly and own their piece of the product from end to end.Silvino Barreiros Chief Technology Officer

The unmatched curiosity found at Orum encourages out of the box thinking and idea sharing across teams. That, coupled with creativity fosters an environment where our diverse and talented teams are finding solutions to today’s most complex issues in the industry. Personally, I find this level of collaboration motivating and the reason I love showing up to work every day.Nik Karbelnikoff VP, Operations

One of Orum's values is diversity of thought and diversity of people – Respect for differences in expertise, openness to new ideas and approaches, and empathy for different perspectives are key enablers of breakthrough innovation. We live this value at Orum and it’s evident in the composition of our team at every level.Reggie Hall Chief Operating Officer

Orum is disrupting the entire financial industry by speeding up money movement. Our impact will fundamentally change the way money moves in the future, and we’re on the bleeding edge of creating remarkable end user experiences for our customers.Emily Pirnack Head of Product