Orum vs. Direct-to-Bank

Working with traditional banking systems to transfer money by uploading batch files is prone to human error — leaving your payment operations exposed to missed return statuses and slow and difficult reconciliation processes. 

Thankfully, there's a better way — Orum's Deliver API. 

When it comes to moving money, Orum offers the simplest API for fast, reliable payments. We revolutionize payment speed, certainty, and orchestration. 

Orum vs. Direct-to-Bank

Why Orum’s Solution Is Better For Your Business Than Traditional File-Based Methods

Lightning bolt speed

Speed

Orum’s unified API fully automates and optimizes the process of submitting transfers — saving you valuable time, resources, and operational costs.

Checkmark cetainty

Certainty

Orum's solution gives you real-time statuses of payments as well as ACH Return Codes via webhooks. Our intuitive portal and custom-built ledger provide a real-time look at your transfers, making it easy to reconcile balances, troubleshoot customer issues, and export reports.

Money orchestration

Orchestration

Orum’s Deliver API provides access to all major payment rails — RTP, FedNow, Same Day ACH, ACH, and Wires — while orchestrating payments for speed and cost across a network of premier financial partners.

Orum No Code
Not Ready For An API Just Yet?

Our No Code solution lets you upload a Nacha file and with a few clicks you can send transfers, review statuses, reconcile balances, troubleshoot customer issues, and export reports — no engineering work required.

The Orum Portal

Our intuitive portal and custom-built ledger provide a real-time look at your transfers and make it easy to reconcile balances, troubleshoot customer issues, and export reports and data. You can trade in the clunky and outdated platforms provided by most banks for a modern dashboard that tracks transfers down to the penny in real-time – giving you everything you need to optimize and manage payment operations.

 

Working with bank systems is slow, unreliable, and adds unnecessary resources to your payment operations.

Traditional Bank Systems & Files

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Batch-level data that makes troubleshooting difficult.
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Error prone with data accuracy issues from human and manual processes.
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Manual file handling causes delays in operations and often requires additional headcount.
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Restricts user experience with additional steps, confusing wait periods, and clunky designs.
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Outdated analytics and unreliable data due to batched files.

Orum's Deliver API

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Real-time transaction-by-transaction details, enabling better monitoring, reporting, and analysis
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Automation speeds up processing, minimizes errors, and reduces reconciliation issues.
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Ensures more accurate transaction records, reduces reconciliation issues, and reduces the number of people involved.
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Superior user experience by enabling smoother and more intuitive payment processes within apps and platforms.
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Real-time data access, enabling better monitoring, reporting, and analysis.

Ready to go? Let’s talk.