Orum’s founder and CEO, Stephany Kirkpatrick, shares her vision for a frictionless financial future built on seamless, real-time payments.
Building a company from the ground up is unlike anything else you’ll do in your life. As Orum’s founder and CEO, I know firsthand the many challenges that business leaders face on a daily basis as they work toward their company’s mission. I also know that a friction-filled financial system with complicated, slow money movement doesn’t have to be one of them.
When I founded Orum, it wasn’t just about addressing payment delays; it was about solving deep, institutional barriers that hold businesses back. I saw the fear and frustration people felt as they tried to gain quick access to their own money—this resonated with me as a founder.
I knew there was a better way, and I set out to build it.
Today, Orum is leading the charge in real-time payments, transforming the way money moves in the financial system. By harnessing the power of Real-Time Payment rails, we’re enabling money movement solutions that take seconds, not days. We’re creating a world where money moves seamlessly and bank accounts are instantly verified, all while giving enterprises everything they need to manage operations.
The Financial System Is Stuck in the Past – But It Doesn’t Have to Be
As other systems have evolved to meet our on-demand economy—from same-day packages to near-instantaneous food delivery—payments have lagged behind. Delayed access to liquidity has become the norm, causing a ripple effect for businesses and consumers alike.
In an era when financial possibilities should be endless, consumers and business owners are still waiting three to five days to access already-earned wages, get money into or out of a brokerage account, or receive an insurance payout. These delays cause missed opportunities and increase the risk of costly fees, such as NSF or overdraft penalties, when access to liquid capital is critical.
But what if there’s a better way?
Orum is taking on these tough problems, building a frictionless financial system where money is available instantly. By harnessing Real-Time Payment Rails, we’re creating a future where businesses and consumers no longer have to endure payment delays. With solutions that make money movement take seconds, not days, we’re unlocking innovation for our partners, and empowering them to build better products and services.
Learn How Orum Provided 4 Key Advantages as Tranch’s Payments Partner
What’s the Cost of Slow Payments on Your Business?
Delayed payments affect more than just your cash flow—they limit your ability to innovate, grow, and serve your customers. The real question is: what could you accomplish if money moved in real-time?
Ask yourself:
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What new and innovative products, features, and services could you create and develop if money moved in real-time? How would you create a better, more evolved customer experience?
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How would early adoption of real-time payments build credibility for your brand and attract top partners, customers, and candidates to your company?
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What new revenue opportunities might exist if you could move money instantly?
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What else could your team focus on if money movement was simple, fast, and turnkey? What jobs-to-be done could you take on for your customers that aren’t getting solved yet because your engineering resources are tied up with complex payments tasks?
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How would instant transactions distinguish you from your market competitors, who would likely still be issuing clunky payouts three to five business days behind?
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How would your operations grow if workers were paid out at the end of every shift, insurance claims were disbursed instantly, and loans were furnished on the spot?
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How might your accounting be simplified—and your working capital boosted—if business payments were settled and reconciled immediately?
The traditional financial infrastructure has long been bogged down by inefficiencies, but Orum is modernizing fintech solutions to offer frictionless, instantaneous payments. These seamless transactions help your business keep pace with the on-demand economy, where expectations for speed and reliability are higher than ever.
Ready to Experience the Future of Real-Time Payments &Seamless Money Movement?
If you find these questions intriguing and inspiring—and you’re excited by the chance to offer real-time payouts, win your customers’ ongoing loyalty, and stay ahead of the industry curve—we want to talk to you.
Fintech is evolving, and businesses that embrace real-time payments are set up to lead. At Orum, we’re not just offering a faster way to move money;
Imagine this:
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A world where your customers get paid instantly.
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Your team is free to focus on product development instead of managing payment delays.
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You’re ahead of your competitors, delivering a seamless, frictionless service that builds loyalty and drives revenue.
Let’s build the future of payments together. Get in touch with our team today and learn how Orum’s solutions can drive your business forward.